In commercial real estate, having the right capital partner is critical to maximizing return on investment and securing long-term asset growth. At Bradford and Reese Mortgage Loans, we deliver flexible, dependable commercial mortgage solutions tailored to the complexities of today’s real estate market.
Whether you are an owner-occupant looking to buy your company’s corporate headquarters, an investor expanding a multi-family portfolio, or a business owner looking to unlock equity through refinancing, our dedicated loan team provides the expertise and structured financing options needed to close efficiently and confidently.
We simplify the commercial mortgage underwriting process, giving you clear insights and efficient execution at every stage.
Tailored Capital Structures: We design financing around your property type, occupancy rate, debt service coverage ratio (DSCR), and long-term exit strategy.
Diverse Property Eligibility: Financing available for retail centers, industrial warehouses, office complexes, multi-family housing, hospitality, and mixed-use properties.
Fast & Reliable Closings: Commercial deals require momentum. Our organized underwriting support keeps your transaction moving smoothly toward an on-time closing.
Transparent Advisory Support: No hidden terms or ambiguous clauses. We outline all loan terms, interest structures, and amortization schedules upfront.
We finance a wide spectrum of commercial real estate, including multi-family units (5+ units), retail storefronts, office buildings, industrial facilities, warehouses, mixed-use buildings, and owner-occupied commercial properties.
Commercial real estate loans typically require a down payment of 20% to 30% (70%–80% Loan-to-Value), depending on property type, occupancy rate, financial strength, and whether the loan is owner-occupied or investor-driven.
Underwriting primarily evaluates the Debt Service Coverage Ratio (DSCR), property cash flow, tenant lease terms, location, borrower creditworthiness, and general experience in real estate management.
Yes. Commercial cash-out refinancing allows property owners to tap into accrued equity for facility expansion, property improvements, business working capital, or new property acquisitions.
Common documents include property rent rolls, recent operating statements (P&L), tax returns for the borrowing entity/guarantors, lease agreements, and a brief description of the property or purchase contract.
Commercial loans typically take between 30 to 60 days to close, factoring in property appraisals, environmental site assessments, and legal review. Our proactive team works closely with you to expedite every step.
Partner with Bradford and Reese Mortgage Loans for dedicated advisory, competitive commercial rates, and dependable execution.
Email: robert@bradfordandreese.com
Phone: 832-255-0757
Location: Texas (Serving Clients Nationwide)
